Privacy Policy

1. Who We Are

CashFlow Chronicle ("we", "us", or "our") is a personal finance and online income blog operated at www.cashflow-chronicle.com. We are committed to protecting your personal information and your right to privacy.

If you have any questions about this policy, please contact us at info.cashflowchronicle@gmail.com.

2. Information We Collect

We collect information you provide directly to us and information collected automatically when you visit our site:

• Email address — when you subscribe to our newsletter
• Usage data — pages visited, time on site, browser type, device type
• Cookies — small files stored on your device to improve your experience
• IP address — collected automatically by our hosting provider (Vercel)

We do not collect sensitive personal information such as payment details, government IDs, or passwords.

3. How We Use Your Information

We use the information we collect to:

• Deliver the content and services you request
• Send you our newsletter if you subscribed
• Analyse how our website is used so we can improve it
• Display relevant advertisements through our ad partners
• Comply with legal obligations

4. Advertising & Third Party Services

We work with third-party advertising networks to display ads on our site. These partners may use cookies to show you relevant ads based on your browsing behaviour. Our advertising partners include:

• Adsterra — ad network that may use cookies for ad targeting
• Monetag — ad network for push notifications and display ads
• Google Analytics — website analytics (if enabled)

These third parties have their own privacy policies governing how they use your data. We encourage you to review their policies separately.

5. Cookies

We use cookies to enhance your browsing experience. Cookies are small text files stored on your device. You can control cookies through your browser settings. Note that disabling cookies may affect how our site functions.

Types of cookies we use:

• Essential cookies — required for the site to function properly
• Analytics cookies — help us understand how visitors use the site
• Advertising cookies — used by our ad partners to show relevant ads

6. Data Sharing & Third Parties

We do not sell, trade, or rent your personal information to third parties. We may share data only in the following circumstances:

• With service providers who help us operate our website (e.g. Firebase, Vercel, Cloudinary)
• When required by law or to protect our legal rights
• With your explicit consent

7. Data Retention

We retain your personal information only for as long as necessary to fulfil the purposes described in this policy. Newsletter subscribers can unsubscribe at any time. If you would like your data deleted, please contact us at info.cashflowchronicle@gmail.com.

8. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

• The right to access the data we hold about you
• The right to correct inaccurate data
• The right to request deletion of your data
• The right to opt out of marketing communications
• The right to data portability

To exercise any of these rights, contact us at info.cashflowchronicle@gmail.com.

9. Children's Privacy

CashFlow Chronicle is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by updating the "Last updated" date at the top of this page. We encourage you to review this policy periodically.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us:

• Email: info.cashflowchronicle@gmail.com
• Website: www.cashflow-chronicle.com